A MERCHANT ACCOUNT TO POWER CREDIT REPAIR AGENCY PAYMENTS

Activate your Merchant Account in about a Day

and Unlock your Credit Repair Agency's Earning Power!

THE DETAILS YOU REQUESTED

Merchant Card Services is Knowledgeable & Familiar with the Credit Repair Business Model!

Credit reports often contain inaccurate, inconsistent, or outdated data that can harm any one of us. The business of making sure credit reports contain only factual data is an essential service to your community. We provide the Merchant Account & Secure Payment Gateway you need to power the integration between the Client Relationship Management software and the BILLSBY Automated Billing Solution, so you may monetize your work and grow your business.

What Does It Cost?

RATES & FEES

No Application Fee
No Activation Fee
$57.19 Monthly Account Fee
Payment Gateway Included
IC+ 1.99% Discount Rate
No Reserve with a 600+ FICO
35¢ Transaction Fee (Total)
LOW Cancellation Fee (ETF)
FREE Online Accounting
FREE Fraud Prevention

What Does Approval Require?

APPROVAL REQUIREMENTS

Minimum FICO Score of 500

REQUIRED DOCUMENTS (before you apply)

Tax ID & Articles of Formation
Business Bank Account Statement (personal if new)
VOID CHECK (or signed bank verification letter)
Credit Repair website (published)
Driver License (valid, with current address)

RECOMMENDATIONS:

Dedicated Business Phone Number
Phone answered in the Business Name
Recording answered in the Business Name

apply now, it has never been easier!

BEGIN APPLICATION

APPLICATION TIPS

BEFORE YOU APPLY

RECOMMENDATIONS: Best viewed in GOOGLE CHROME.
REQUIRED DOCUMENT UPLOAD - prepare the required supporting documents (listed above) for easy upload when prompted.

THE APPLICATION

BEGIN - carefully complete each section; Business, Principal, and Processing. Upload the required documents when prompted, then press SUBMIT. Allow one business hour (9 AM to 7 PM CST) for the application to matriculate through the system. Look for a digital signature request email.

WHAT TO EXPECT NEXT

DIGITAL SIGNATURE REQUEST - Please look for two separate digital signature request emails:

-->from no_reply @firstdata, @maverick, or @goat<--

CREDIT REPAIR ADDENDUM
MERCHANT PROCESSING AGREEMENT (now perfected)

NOTE: check your JUNK MAIL folder. Once these items have been e-signed, the application is then ready for auto-approval within about 1-Day.

TWO WELCOME EMAILS

EMAIL NUMBER-1

Subject: “Welcome To GOAT Payments” includes MERCHANT ID & PORTAL LOGIN CREDENTIALS. This notification contains sensitive credentials for accessing the MERCHANT PORTAL to manage your merchant account. The Portal is to your Merchant Account what Online Banking is to your checking account. NOTE: The TEMPORARY PASSWORD must be changed to a permanent password within 24-hours from the receipt of the email in your inbox.

EMAIL NUMBER-2

Subject: “Authorize.Net Payment Gateway Activation Information” provides your SECURE PAYMENT GATEWAY LOGIN CREDENTIALS. Expect EMAIL NO-2 within 24-Hours after receiving EMAIL NO-1. The AUTHORIZE.NET SECURE PAYMENT GATEWAY is the delivery method for the handling of your e-commerce transactions. NOTE: The TEMPORARY PASSWORD must be changed to a permanent password within 24-hours from the receipt of the email in your inbox.

ONCE EMAILS ARE RECEIVED

Once both emails have been received, you now have all of the components required to proceed with the BILLSBY activation steps. NOTE: File these sensitive emails responsibly, retaining the credential for both security and convenient access.

SETUP STEPS AND USE

BILLSBY SETUP: Log in to your BACK OFFICE to follow the BILLSBY SETUP steps under MY COMPANY and BILLSBY INTEGRATION links.
BEGIN BILLING: Once set up, you may immediately initiate a PAY NOW invoice, and set RECURRING BILLING directives from within the client profile.

MERCHANT ACCOUNT CREDITS AND DEBITS

DEPOSITS: Proceeds from your billing transactions are deposited directly into your business checking account on the morning of the second business day, less the Qualified Discount Rate.
BILLING: Merchant account fees are deducted from your account after the last business day of each month. The Merchant Portal (Email #1) provides total transparency of all merchant-related activity.
SUPPORT: Always refer to your Merchant Number when calling the Support Numbers provided in the WELCOME-Emails. Welcome to our processing platform, and thank you for choosing Merchant Card Service!